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LED Light Bulbs – Use Them to Save Energy and Money

Light Emitting Diodes, more often pronounced as LED light bulbs, are small size, solid light bulbs that are highly energy efficient and are vastly replacing standard Incandescent bulbs. They are very energy efficient and consume, relatively, less energy than traditional bulbs. They are very simple in use and have a long rated life.As Led light bulbs are expensive they were not in frequent use until recently or were used as a single bulb application in lighting pens, remotes, electronic items etc. But as technology is getting improved day by day, the cost of led light bulbs is also getting lower and resulting in their use in applications where clusters of bulbs are used like battery items, flashlights and headlamps etc. Their applications are getting expanded day by day and the day is not far away when they become an inseparable part of everyday consumer electronics and would be used in a bunch without much thought required.Traditional bulbs have a housing of glass to avoid oxygen around the flammable tungsten filament but led light bulbs have a housing of plastic that makes them easier to maintain and much more efficient. As Led light bulbs are energy saving bulbs, they consume less electricity and this results in higher cost savings. Also, as they generate less heat, they never get that hot and are far cooler.Led light bulbs are used in applications indoors or outdoos and are vastly used in Modern Electronic Items, Traffic Lights, and Digital Clocks etc. They are also used in commercial and industrial works where maintenance and replacement cost are more important factors than operative cost. But, although led lights are replacing the other lighting technologies by leaps and bounds and revolutionizing the way the world uses lighting systems, they are still expensive and this factor cannot be avoided.Led Light Bulb vs. Incandescent and halogen BulbLed light bulbs have a longer rated life than fluorescent and Incandescent bulbs. They last around 130 times longer than Incandescent bulbs and 10 times longer than compact fluorescent bulbs. Also as they are made up of plastic, they do not get damaged as easily as Incandescent bulbs. Due to the plastic surface, they sustain grating and bumping.As they last longer, the maintenance and replacement cost is reduced. Their batteries also have a longer life. They consume far less energy and do not get heated up as traditional bulbs, making them easy to maintain.The only negative factor they have is their cost. They are still expensive but that can definitely be offset against low electricity bills and longer life of batteries.12v DC led light bulbs12v DC led light bulbs are normally not used to light up the house or in any household item or fixture. They are used in porch lights, accent and reading lights, solar or battery powered systems and other 12 voltage setups and equipments.6 volt Led Light Bulbs for Vintage Cars6 volt led light Bulbs are much brighter than incandescent bulbs and are used in Automobiles like cars, trucks etc. They have an easier charging system and are polarity sensitive.Led Tail Light BulbsLED Tail Light bulbs are the wonderful after market tribute to any car. The LED tail light bulbs are custom built units. Their prices must be standardized in order to make them more popular as they have custom built prices in the market depending on the type of assemblies.12 Volt Led Light BulbsThese led light bulbs are high energy saving, energy efficient and are small in size. They offer a brighter light than any incandescent bulb and have a low replacement and maintenance cost. They can be installed in any household lighting fixture due to their compact size.

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Lowering Child Support Payments With the Parenting Time Schedule

Child support laws have been enacted to ensure that children are provided for after their parents divorce or separate. Because the children are entitled to the same level of care as before the separation, the state requires that the parent who does more of the physical care taking of the child get financial support from the other parent. This is so both parents have some responsibility in providing for the children.A divorced mother or father should be willing to provide financial support for their children through support payments. And, many parents are willing to do this. Unfortunately, there are many cases where the parent who pays support is taken advantage of by the other parent. The other parent may not spend the money on the child, may want more money from the parent because of revenge, may connect the money for support with visitation, etc. The parent who pays child support may pay too much money, not be able to afford the payments, and not get enough time with the child. This shouldn’t happen. In these cases, parents need to know how to lower their child support payments through the parenting time schedule.Now, every state uses different factors when calculating child support. Some states require information about insurance, taxes, other payments, etc and other states don’t ask for that information. However, every state uses one critical factor that affects child support: the amount of parenting time. The states use either the parenting time percentage or the overnight percentage along with the income to determine the amount of support. The more time a parent has with the child, the less support they pay. And, the more time the other parent has with the child, the more support they receive.This means that a parent who wants to lower child support payments should make a parenting time schedule that gives them more time with the child. This can be done by adding an extra night of visitation during the week, adjusting the holiday schedule, adding overnights to the visitation, etc. Because the parent is providing more physical care to the child, they are less responsible for the financial care.Hopefully parents can work out a fair parenting time schedule so that the child support payments are fair. The parents should always focus on what is best for the children and find a way to provide for the child’s needs. One parent shouldn’t have to take sole responsibility for the children, and both parents should actively strive to be involved with the child.

Protecting Your Rental Property

Being a landlord can be very rewarding and quite lucrative if done properly. But you need to be aware of issues that arise with the property and be certain that you not liable for any of them. You want to be sure that something that you thought was an investment and asset does not turn into a liability for you and your family.You want to make certain that you have insurance on your property, both casualty and liability. You may need to find a good commercial insurance agent who specializes in rental property insurance, they could point you in the right direction as far as what you need and how much it will cost. Keep in mind that property insurance will not necessarily protect you if someone gets injured on your property.Most insurance will only cover you if your property is involved in some type of disaster such as a fire or other damage. Liability will only protect you if you become responsible for someone else’s losses, for example your tenant. Something to keep in mind is carrying flood insurance if your property is in a flood zone. Umbrella insurance may also be a good option and will protect you from things that the other two insurance types will not.Liability insurance will protect you if someone gets injured on your property, whether it is a tenant or employee of yours. It will also protect you if you are sued for discrimination typically. If you have workers working on your property, it is a good idea to be sure that each one carries a certificate of insurance or workers compensation, you could be setting yourself up for disaster if you do not.Always be sure to review your policy each time it is up for review. You may have good intentions only to realize that you are not properly insured. If disaster does strike at some point in the future, you want to be ready with the proper insurance already lined up. You could be in a world of trouble if something happens only to discover that you did not have the insurance to deal with it.Develop good working relationships with people that will help you in your business, such as real estate attorneys, real estate brokers, property and tax professionals. They can make your life a whole lot easier if you already have these relationships in place when you need them. Renting property is regulated b law, there are a lot of laws that govern the way you do business, you need to be aware of them. There is no excuse for ignorance of the law. Meet with your attorney and accountant at least once a year to be certain you are compliant with everything and doing everything correctly.You may need to have a business license in your city or town where you have your rental business, be sure to go to city hall and find out what the requirements are. Sometimes you will have to have a license for each property, in our particular county, we only need to have one.On a final note, remember that your property insurance will not cover the belongings of the renter who is residing in your house. It may be a good idea to require that the tenant have renter’s insurance in case something would happen. The best way to reduce liability is to make sure that you property is safe. Let your tenants know that you have the right to inspect the property as you feel necessary, be sure it is in you lease and not do it after the fact.Being a landlord can be very rewarding and quite lucrative if done properly. But you need to be aware of issues that arise with the property and be certain that you not liable for any of them. You want to be sure that something that you thought was an investment and asset does not turn into a liability for you and your family.You want to make certain that you have insurance on your property, both casualty and liability. You may need to find a good commercial insurance agent who specializes in rental property insurance, they could point you in the right direction as far as what you need and how much it will cost. Keep in mind that property insurance will not necessarily protect you if someone gets injured on your property.Most insurance will only cover you if your property is involved in some type of disaster such as a fire or other damage. Liability will only protect you if you become responsible for someone else’s losses, for example your tenant. Something to keep in mind is carrying flood insurance if your property is in a flood zone. Umbrella insurance may also be a good option and will protect you from things that the other two insurance types will not.Liability insurance will protect you if someone gets injured on your property, whether it is a tenant or employee of yours. It will also protect you if you are sued for discrimination typically. If you have workers working on your property, it is a good idea to be sure that each one carries a certificate of insurance or workers compensation, you could be setting yourself up for disaster if you do not.Always be sure to review your policy each time it is up for review. You may have good intentions only to realize that you are not properly insured. If disaster does strike at some point in the future, you want to be ready with the proper insurance already lined up. You could be in a world of trouble if something happens only to discover that you did not have the insurance to deal with it.Develop good working relationships with people that will help you in your business, such as real estate attorneys, real estate brokers, property and tax professionals. They can make your life a whole lot easier if you already have these relationships in place when you need them. Renting property is regulated b law, there are a lot of laws that govern the way you do business, you need to be aware of them. There is no excuse for ignorance of the law. Meet with your attorney and accountant at least once a year to be certain you are compliant with everything and doing everything correctly.You may need to have a business license in your city or town where you have your rental business, be sure to go to city hall and find out what the requirements are. Sometimes you will have to have a license for each property, in our particular county, we only need to have one.On a final note, remember that your property insurance will not cover the belongings of the renter who is residing in your house. It may be a good idea to require that the tenant have renter’s insurance in case something would happen. The best way to reduce liability is to make sure that you property is safe. Let your tenants know that you have the right to inspect the property as you feel necessary, be sure it is in you lease and not do it after the fact.